How long does the check take?

About 60 seconds. Fill in your basic details (name, mobile, PAN) and our senior advisor will pull your CIBIL score, share it with you, and walk you through what loan options you qualify for.

There are no charges for the CIBIL check or the advisory session. Standard lender fees (only if you choose to apply for a loan) like processing fees are charged by the lender directly and disclosed upfront in their Key Fact Statement.

What if my CIBIL is below 700?

We work with NBFCs that approve loans from 650+ - and we can also share a CIBIL improvement plan to help you push above 750 in 3–6 months. Don't apply randomly with low CIBIL - multiple rejections will hurt your score further.

How often should I check my CIBIL score?

Once a quarter is sufficient. CIBIL itself allows one free annual report. Soft checks through us are unlimited and don't affect your score, so you can monitor more frequently if you're actively improving.

What information do you need from me?

Just your full name, mobile number, PAN, date of birth, and consent. We never ask for your bank account details, OTPs, or passwords. Anyone asking for those during a CIBIL check is a fraud.

Can I check CIBIL for free directly on cibil.com?

Yes. CIBIL allows one free credit report per year on their official website. Our service additionally maps your score to specific lenders' approval criteria and suggests the right loan products for your profile - useful when you're planning to apply.

Last updated: April 15, 2026

Soft Enquiry · Zero Impact on Score

Check Your CIBIL Score in 60 Seconds

Free for everyone. No impact on your score. Get a personalised loan eligibility summary plus a CIBIL improvement plan from our senior advisor - all in one call.

Soft enquiry only

Zero impact on your CIBIL score.

Personalised loan match

We tell you which lenders are most likely to approve you.

Rate improvement tips

Actionable steps to boost your score before applying.

Data secure

DPDPA 2023 compliant. We never sell your data.

Free CIBIL Score Check

60-second eligibility summary + improvement tips. Senior advisor calls within 2 hours.

Full Name *

Mobile Number *

Email Address *

Loan Type *

Loan Amount Required *

Your Profession *

City / Area *

CIBIL Score (if known - helps us match the right lender)

Your details stay confidential. We never sell data. Used only to match you with the right lender.

I consent to Loans Got Easy contacting me by call, SMS, WhatsApp, or email - including on numbers registered for DND - and to sharing my details with partner banks and NBFCs for loan eligibility assessment. (DPDPA 2023 & TRAI compliant)

By submitting you agree to our Privacy Policy. We are an authorized DSA · your details are shared only with lenders you authorize.

What Your Score Means

CIBIL Score Bands & Loan Eligibility

Your CIBIL score (300–900) determines which lenders will approve you and at what rate. Higher score = better rate. Most banks require 700+ for unsecured loans.

800 – 900

Excellent

Lowest rates · all lenders approve

750 – 799

Very Good

Best rates from prime lenders

700 – 749

Good

Most banks approve · rate slightly higher

650 – 699

Fair

NBFCs approve · banks may decline

Below 650

Needs Work

Limited options · NBFCs with collateral

How It Works

3 Simple Steps

Fill the form

Name, mobile, basic details. 60 seconds.

We pull your CIBIL

Soft enquiry - zero impact on your score.

Get your action plan

Eligible loans + rate-improvement steps.

A note on CIBIL scams

Loans Got Easy will never ask for your OTP, bank password, card CVV, or payment to check your CIBIL score. If anyone - including someone claiming to be from our team - asks for these, it is fraud. Report to us at grievance@loansgoteasy.com immediately.

“I'd been told my CIBIL was bad by two banks. Loans Got Easy pulled it, showed me my score was actually 738, and got me approved at HDFC the same week. The free check saved me weeks of confusion.”

- Rohit S., Software Engineer · Gachibowli

Individual outcomes may vary. Past results do not guarantee future approval.

Frequently Asked Questions

No. Our check is a soft enquiry that does not appear on your credit report and has zero impact on your CIBIL score. Hard enquiries - which can lower your score temporarily - only happen when you formally apply for a loan with a lender.

Know Your Score in 60 Seconds

Zero impact on score. Personalised loan match. No documents needed.